The site and the content within the site are our property and are protected by international copyright laws and treaty provisions. The collection, organization, and display of the content, as well as all software and inventions used on and in connection with this site, are the exclusive property of NIBank, LTD.

This website may provide links to other sites solely as a convenience. We do not control the linked sites and are not responsible for their content or for any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. Please note that we reserve the right to refuse access to our website from third-party websites via hyperlinks.

Our service marks, trademarks, and other marks indicated on this site are our trademarks. Other marks, graphics, logos, page headers, button icons, and scripts noted on the site are our sole and exclusive property. These marks and trademarks may not be used in any manner that is likely to cause confusion among customers, in any manner that disparages or discredits us, and/or in connection with any service or product that is not sponsored, endorsed, or produced by us. All other trademarks not owned by us that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us.

The investment services and information available on this website are not directed at residents outside of Antigua and Barbuda. Access to services may be granted to applicants once we are satisfied that such access would not infringe the relevant laws of the jurisdiction in which the applicant resides, is registered, or is domiciled.

This site is intended to provide general information about us, our products and services, and other financial information that may be of interest to you. It is not intended to provide an exhaustive treatment of any subject covered. The information on this site, including all research, opinions, or other content, is not intended to and does not constitute financial, accounting, tax, legal, investment, consulting, or other professional advice or services. Before making any decision or taking any action that might affect your personal finances or business, you should seek appropriate advice from a duly qualified professional or financial advisor.

The Bank may periodically issue publications (including research papers) on specific companies, groups, or sectors. Persons connected with the Bank and its directors and/or representatives and/or employees may have an interest in these companies, groups, or sectors. Our publications should not be construed as offers or solicitations to buy or sell securities. The information and opinions contained therein have been compiled or obtained by the Bank from sources believed to be reliable and in good faith, but no representation or warranty, express or implied, is made as to their accuracy, completeness, or correctness. All our opinions and estimates constitute the Bank’s own judgment as of the respective dates of issue and are subject to change without notice. Our publications are published for the assistance of recipients but are not to be relied upon as authoritative or taken in substitution for the exercise of judgment by any recipient. Neither the Bank nor any of its directors, officers, or employees accepts any liability for any direct or consequential loss arising from any use of our publications. Furthermore, our publications may not be reproduced, distributed, or published in whole or in part for any purpose unless prior authorization is obtained from the Bank.

The site may contain technical, typographical, or other inaccuracies, and you are urged to contact us to confirm all information contained on this site before placing any reliance upon it. If the site contains statements or information relating to projections, plans, objectives, or future economic performance, you should be aware that these projections are only predictions and that actual events or results may differ materially.

Your attention is drawn to the fact that information transmitted over the internet may be subject to monitoring and interception. You assume all risk of transmitting information in this manner. We will not be liable for any loss, damage, or harm you suffer as a result of transmitting information to us. We reserve the right to request independent verification of any information transmitted by email. Please note that unsolicited confidential or proprietary information sent to us over the internet cannot be guaranteed to remain confidential.

Neither we nor our directors, shareholders, agents, consultants, representatives, officers, or employees shall be liable for damages or losses resulting from your use of or inability to use this site or the information contained therein, including without limitation direct, indirect, special, incidental, and consequential or punitive damages, whether arising in contract, statute, tort, or otherwise.

We do not warrant that this site will operate error-free or defect-free or that it is free of computer viruses or any other contaminating computer programs. We shall not be liable for any loss or damage of any kind with respect to customer data or other data caused directly or indirectly by malfunctions of our system, third-party systems, illegal access or theft of data, computer viruses, or destructive code on our system or third-party systems such as telecommunications service providers, electricity providers, internet service providers, or any event over which we have no control.

The information on this website is provided for informational purposes only. It is not an invitation to make an investment nor does it constitute an offer to sell. It also does not constitute an advertisement for a fund in a country where such fund is not registered for sale. The complete documentation required to make an investment, including the Prospectus or Scheme Details, is available from the Bank.

The Courts of Antigua and Barbuda shall have exclusive jurisdiction over all disputes arising under these terms and conditions.